Motor Insurers’ Fund Privacy Notice
Last updated on 31/08/2023
The Motor Insurers’ Fund (referred to as “MIF”, “we”, “us”, “our”, or “Fund”) as a Data Controller is committed to protecting your privacy and ensuring that processing of your personal data takes place in a transparent and secure manner. Personal data (referred to as ‘‘Data’’ or “Personal Data”) is information that identifies and relates to you or other individuals (such as name and address).
This Privacy Notice provides an overview of how and why we collect and process your Personal Data. It additionally contains information about third parties receiving your Data as well as your rights under local applicable data protection laws and the EU General Data Protection Regulation (‘‘GDPR’’).
Please note that this Privacy Notice applies to:
We are an organization registered in the Republic Cyprus under registration number HE2377 as a private company limited by guarantee having its registered office at 23 Zenon Sozos Street, Nicosia, P.O. Box 22025, 1516 Nicosia.
The MIF was established in 1969 and continues to operate under the provisions of the Motor Vehicles (Third Party Insurance) Law 96 (I) / 2000, as amended (hereinafter referred to as “Motor Vehicles Law”).
The MIF has been established to compensate in certain occasions, individuals who have suffered vehicle or other property damage, personal injuries and death due to road traffic accidents with uninsured vehicles, unidentified vehicles or vehicles insured with insurance companies under liquidation.
In case have any questions or want more details about how we use your personal information, you can contact our Data Protection Officer at: email@example.com.
We will collect and process only the necessary categories of Data required under our relationship with you. The categories of Personal Data we collect, and process may include the following:
We collect Personal Data from the following sources:
We collect and process Personal Data to properly manage or handle (evaluate, assess and satisfy, if required) claims received by persons who have suffered damage to their vehicle or other property and/or personal injuries and/or death, in road traffic accidents with uninsured drivers, unidentified drivers, drivers insured with insurance companies under liquidation and which in some instances, if applicable, may fall under the scope of green card claims.
In order to lawfully process the Data described above we rely on one or more of the following justifications:
We are subject to a number of domestic and EU laws, including the European Motor Insurance Directives and Regulations as well as the Motor Vehicles Law.
The MIF has a legal obligation in certain occasions to compensate individuals who have suffered vehicle or other property damage, personal injuries and death as a consequence of a road traffic accident with uninsured drivers, unidentified drivers, drivers insured with insurance companies under liquidation. In order to fulfill its legal obligations the MIF has to process Personal Data.
We process Personal Data to safeguard the legitimate interests pursued by us or by a third party.
Such legitimate interests include:
We may process Personal Data in order to establish, exercise or defend legal claims before Courts and competent tribunals.
In cases where you have provided your consent to the collection and processing of Personal Data by the MIF we will use the legal justification of consent. Please note that you have the right to withdraw your consent at any time, however, any processing of Personal Data prior to the receipt of your withdrawal will not be affected.
The MIF has been established to compensate in certain occasions, individuals who have suffered vehicle or other property damage, personal injuries and death due to road traffic accidents with uninsured drivers, unidentified drivers, drivers insured with insurance companies under liquidation, who would otherwise be left without compensation.
Our functions include ensuring that the proper and just compensation is provided to individuals involved in road traffic accidents irrespective of the insurance status of the individual who caused the road traffic accident. Additionally, we contribute to the significant reduction in the number of uninsured vehicles in the Republic of Cyprus.
We may share your Personal Data with any of the following selected third parties:
We may transfer your Personal Data to countries not providing an adequate level of protection to Personal Data. Where appropriate, we will take steps to ensure that Personal Data transferred is subject to appropriate safeguards, such as entering into Data transfer agreements. In cases where we use Data transfer agreements or similar safeguards, we may be able to supply you with a copy or a specimen of such, if you contact us at firstname.lastname@example.org.
In general, we will keep your Personal Data for the time period required to fulfil the purpose(s) of processing, e.g. for as long as it is necessary to evaluate and respond to your claim.
In some instances, you may have the following rights:
We understand the importance of protecting children’s privacy. We may collect Personal Data in relation to children when handling claims provided that we have first obtained their parent(s)’ or legal guardian’s consent or unless otherwise permitted under the applicable laws.
To enhance your experience while visiting our website, we may use “cookies.” A cookie is a unique numeric code that is transferred to your computer’s browser to track your interests and preferences and to recognize you as a return visitor.
We may modify or amend this Privacy Notice from time to time.
In this case, we will amend the revision date at the top of this page. We do encourage you to review this Privacy Notice periodically to be always informed about how we are processing and protecting your Personal Data.
To exercise any of your rights, or if you have any other questions about the use of your Personal Data, please contact us at email@example.com
You can also contact our Data Protection Officer at firstname.lastname@example.org